There is no denying that the buy-to-let market has been subject to persistent change over the past few years. These changes have certainly been daunting for property owners looking to make profitable investments.

This follows several changes to the taxation of property, where since 2016, owners have been liable to pay an additional 3% tax on buy-to-let purchases.

If you sit down with a financial advisor, you’ll likely be told that the best investment historically has been stocks and shares. You’ll likely be told that your returns depend upon the time in the market, rather than timing the market.

With the Bank of England putting up interest rates and the Renters' Reform Bill looking to redistribute the rights of landlords and tenants, many people will naturally be having concerns as to whether investing in bricks and mortar is the right option for them…

Developer loan notes are becoming increasingly popular with investors. Essentially, this is because the investor gets to act like a bank: lending the developer money in return for interest payments – and we all know how much banks make when they lend money.