Millingford Brook,
Golborne, Haydock Race Course
Where Investment Meets Development.
Introducing our Fixed Return Development Finance Product for investors looking at safer alternatives in property: a short term investment with a High Fixed Return Per Annum.
Our Unique Advantage.
Housn distinguishes itself by securing end buyers early in the development process. This approach significantly de-risks projects and ensures that anticipated returns are locked in from the outset.
Our extensive network includes over 100 major housing associations and key construction partners, facilitating the efficient delivery of high-quality, environmentally friendly properties. This not only accelerates project timelines but also ensures a positive impact on local communities.
Development Summary
Millingford brook, is an exclusive new development coming soon to the highly desirable town of Golborne. Phase 1 will see the creation of sustainably designed new build homes offering a range of 3 & 4 bedroom houses. Each of the homes will boast a high-quality finish.
Nestled near the highly popular Haydock Racecourse, the desirable town of Golborne is well known for its rich horse racing heritage. In addition to its racing events, Golborne hosts a variety of community activities and boasts excellent transport links, with easy access to the M6, M602, M62 and A580.
Both Manchester and Liverpool are just a 20-minute drive away, and you have both airports with in 45 minutes, making it an ideal location for those seeking both convenience and vibrant local culture.
The development enjoys a prime location, just a short distance from local shops, including Lidl, and the renowned Haydock Racecourse. Millingford Brook offers the perfect setting, with convenient access to amenities, shops, and cafés. Additionally, the local school is only a two-minute walk away, making it an ideal spot for families.
INVESTMENT INTRODUCTION.
Our innovative investment model is designed to maximise your returns by combining the security of a fixed return with the predictability of a fixed investment term.
Whether you're a seasoned investor or new to property investments, Millingford Brook ensures that your capital works harder for you, delivering consistent and reliable growth. Discover how investing in Millingford Brook not only enhances your portfolio but also provides peace of mind with our expertly crafted financial structure.
Development Specification.
The homes have been carefully designed to offer the best in modern living. Open plan kitchen/dining areas will create light and airy sociable spaces and link with private outside space.
Ample Space & Light
The new build design incorporates signature Housn features, including elevated ceiling heights and expansive windows. These elements flood the homes with natural light, contributing to an open and airy ambiance.
High Quality Design
We take great pride in our exceptional house designs, carefully crafted to blend aesthetics, functionality, and comfort. Our commitment to quality ensures that every detail is thoughtfully considered, creating homes that not only look stunning but also provide a superior living experience for our residents.
Energy Efficient
Energy-efficient windows and doors are designed to minimise heat loss, ensuring the homes stay warm in winter and cool in summer. The interiors will be equipped with energy-saving appliances and low energy LED lighting throughout.
Project Highlights
Properties To Be Built | 68
Property Types | Houses & Apartments
Shares Issued | 300
Target Raise| ££300,000
Percentage of GDV | 3.3%
Fixed Return | 35% Per Annum
Term | 24 Months
Instrument | Redeemable Shares
Issuer | Housn Golborne Limited
HOW IT WORKS | Fund & Develop With Us
Invest in Pre-Agreed Developments to Local Housing Associations With Fixed Returns
68 Properties
houses & apartments
18.6m
gross development value
£300,000
equity raise
3.3%
of GDV
The Funding.
Traditionally, build projects of this scale were funded exclusively by banks and institutional investors. However, the Internet has opened up this market to a much wider audience of private investors.
Funding for the project will comprise standard bank loans, mezzanine funding and equity provided by Housn Property Group. The mezzanine funding will come from investors’ capital, in the form of redeemable shares.
Redeemable Shares
Housn Portfolio INVESTMENTS LIMITED will issue redeemable shares with a fixed redemption date and a fixed redemption price, thereby limiting investors’ exposure to risk while offering them all the potential upside from a profitable build project.
Housn’s Typical Funding Structure
Each project's funding requirements are unique, but to provide an example, consider a project with a Gross Development Value (GDV) of £18.6 million.
For such a project, the majority of the funding would typically come from standard bank loans, covering approximately 70% of the GDV. This financing is secured by a first legal charge on the property.
In addition to this, mezzanine funding would be arranged to cover around between 5 - 10% of the GDV, providing further financial support to the project.
Housn Property Group would then invest the remaining portion, approximately another 5 - 10% of the GDV, in the form of equity and professional services. This ensures the project is fully financed and managed effectively.
This balanced funding structure enables Housn to deliver successful projects while adhering to industry standards.
Funding Highlights
Gross Development Value | 18.6m
Standard Bank Finance | 70%
Mezzanine Funding/Investor Funding | 5 - 10%
Housn Property Group | Invests The Remaining
Development Profit | 20 - 30%
Fixed Term Development Finance
High Rate Of Return
Two Year Investment
Mezzanine Funding | Equity.
What is Mezzanine Funding | Equity
‘Mezzanine’, or intermediate finance serves as a bridge between senior debt, typically in the form of bank loans, and equity in terms of the lender's risk and reward profile. Standard bank loans, which grant the lender first claim on the property in the event of default, carry the lowest risk and, consequently, offer the lowest returns. On the other hand, equity investments in property come with higher potential risks but also the possibility of greater returns. Mezzanine financing occupies the middle ground between senior debt and the developer’s equity and is commonly utilised in the house building industry. It provides an effective solution for funding large projects when traditional bank loans and available equity fall short of covering development costs. This approach allows developers, such as Housn, to expand their operations and construct more homes.
How Housn uses Mezzanine Funding
Housn Property Group offers mezzanine investors redeemable shares in exchange for their investment. Redeemable shares are shares that a company has agreed it will, or may, redeem (or buy back) at some future date. They are often issued by companies as a way of financing specific projects or capital raises.
Housn Property Group redeemable shares have a fixed redemption date, a fixed rate of return* and the right to a share of the profit, thereby limiting investors’ exposure to risk while offering them all the potential upside from a profitable build project.
*returns are not guaranteed
The team behind Housn Property Group has spent over 30 years honing their expertise, establishing themselves as leading developers in the North West, with our head office in Manchester. Our success is built on a strong track record of identifying prime locations and developing them with care, ensuring that each project not only maximises its potential but also meets the needs of the local community.
Investment Highlights.
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Investment available from £25,000 - £500,000.
Investors can choose to invest from the minimum to maximum amount, and can top up their investment amount at various times should they wish to do so.
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Investments are open for just over a two-year term, with the option for investors to renew and extend their investment beyond the initial period on the anniversary of their investment.
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Investment Term: Two Years
£25,000 Minimum Investment providing high return per annum paid upon maturity of investment.
Investments of over £500,000.00 receive an extra 2% return investment bonus.
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Over 80% of our clients renew their investment with a vast majority investing between 5 - 10 years.
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• Security is provided by the way of option and/or the land owned by the SPV and Housn Property Group, which holds a debenture over the individual development project(s) and company assets in favor of all shareholders.
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• No Fees or Ongoing costs like with property
• No tenants, no voids, and no damages to deal with.
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Investing in development projects offers attractive returns and a stable source of income for investors, while also providing social and environmental benefits by addressing the affordable housing crisis.
It is a good investment option for those seeking to diversify their portfolio while making a positive impact in the community
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• No Volatility like Stocks, Shares, and Crypto-Currencies
Invest in Pre-Agreed Developments to Local Housing Associations With Fixed Returns
Investment Type:
Property Development Short Term Investment
Term:
Two Year Fixed Return
Security:
Asset Backed & Defined Exit Strategy
Project Partners:
Government Agencies, Housing Associations & Local Councils.
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125+ Projects Completed
2000+ Homes Created
100 Million GDV Current Pipeline Of Properties
Strong History In Property Development
Pre-Sold Projects
Provide A Defined Exit Strategy - developments are already pre-sold or pre-let to Government Agencies or Local Councils .
Quick Development Times
Secured, Asset-Backed, Investment
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There are several reasons why our clients prefer our fixed return investments which are provided via our Fund & Develop With Us program.
With property averaging less than 4.5% growth per annum many investors are looking for safer alternative investments to Property, without any of the associated costs or pitfalls.
Investors can now use structured investments to fund the historically reliable property market by lending secured capital to property developments.
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With over 4,000 houses built and a portfolio ranging from self-builds to expansive housing estates and luxury apartment developments, Housn Property Group's expertise forms the cornerstone of our success. Our four decades in the industry have seen us spearhead a wide variety of projects, including the conversion of historical landmarks and the development of cutting-edge residential complexes.
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Set Process_
• Sites identified
• Negotiations begin
• Sites offered to end partners
• Partners sign LOI to purchase the development
• Site Acquired
• Site Developed
• Site handed over to end purchaser.
• All projects are pre-sold or pre-let before being acquired.
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Our expertise lies in providing investments that are high yielding from day one. Our goal is to provide a seamless and stress-free experience, and our team of seasoned professionals is available to guide investors at every step of the way.
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A yield investment is an investment that generates regular income or fixed return for the investor in the form of interest, dividends, or other payouts. The term "yield" refers to the return that an investor receives on their investment.
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A typical investment term with Housn Property Group is 2-3 years. This duration allows us to effectively calculate the return we can offer to our investors, as it provides a clear timeframe for the availability of the funds. We believe that a 2-3 year term strikes a balance, offering sufficient time for both you, the client, and Housn Property Group to achieve a favourable return for both parties.
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Maximise your investment potential with yield investing. Housn Property Group offers strong alternatives to traditional property investment with Fixed Returns and security.
Choose from a number of investment options:
Joint Venture, Private Project, or Developer Finance.
All options offer fixed returns of 25-35% P.A. with no mortgage, interest, debt, or hidden fees.
Invest in a range of vetted projects in the North West of England and benefit from our team of experts expertise.
Fixed Return Per Annum - Enquire For More Details
Short 2 year investment term
Finance raised from institutions and private investors
Developments Pre-Sold / Pre-Agreed contracts with Government Agencies, Housing Associations and Local Councils.
“Property investing, even on a very small scale, remains a tried and true means of building an individual's cash flow and wealth.”
Robert Kiyosaki
Fund & Develop With Us.
"Fund & Develop With Us’ investment opportunity was created to provide a solution for investors who seek the benefits, strengths and high yields that property development offers.
This opportunity allows them to enjoy all the advantages of property development without the inconvenience of having to locate and develop a project themselves.
We provide this service through a team of highly experienced professionals who find, evaluate and pre-lease development projects to our investment partners.
The projects are then pre-sold to our investor network who can buy these investment properties with the above as long term tenants.
Interested in our fixed return investments? Get in touch or choose a date and time when it’s convenient for us to call you from the calendar.
You can contact us:
By phone: +44 (0)330 133 5808
By email: info@housn.co.uk
Latest Development 18 Apartments Delivered To Jigsaw
IMPORTANT NOTICE TO INVESTORS
This document is exempt from the general restriction in Section 21 of the Financial Services and Markets Act 2000 on the communication of invitations or inducements to engage in investment activity on the grounds that it is made to ‘investment professionals’ within the meaning of Article 19 of the Financial Services and Markets Act (Financial Promotion) Order 2005 (FinProm); persons believed on reasonable grounds to be ‘certified high net worth individuals’ within the meaning of Article 48 FinProm; persons who are ‘certified sophisticated investors’ within the meaning of Article 50 FinProm; and persons who are ‘self-certified sophisticated investors’ within the meaning of Article 50A FinProm.
Please ensure you read the Information Memorandum (“IM”) in full, in conjunction with this Investment Summary (“IS”).
If you are in any doubt about the contents of this document, we strongly recommend that you consult and seek advice from an authorised person who specialises in advising on the acquisition of shares and other securities, and is authorised under the Financial Services and Markets Act 2000 (“FSMA”). An investment in Golborne INVESTMENTS LIMITED (the “Company”, the “Issuer”) with Company Registration number 15534296 will not be suitable for all recipients of this IS and the accompanying IM.
The purpose of this IS is to provide information to individuals who have expressed an interest in the possibility of investing in Redeemable Shares (the “Redeemable Shares”) issued by the Issuer.
An application form to subscribe for Redeemable Shares will only be provided to persons:
a) who can evidence to the Directors of the Issuer that they are either:
(i) certified as a ‘high net worth individual’,
(ii) certified as a ‘sophisticated investor’,
(iii) self-certified as a ‘sophisticated investor’, in each case in accordance with the FCA’s Conduct of Business Sourcebook
(COBS), Chapter 4.7;
b) who are pension fund trustees investing pension money, where the beneficiary of the pension would otherwise be
entitled to invest in accordance with the terms of this invitation (referred to herein as “Potentially Eligible Investors”).
Potentially Eligible Investors should consider carefully whether an investment in Redeemable Shares is suitable for them in light of their personal circumstances and the KEY RISKS noted in the accompanying IM.
This document is confidential and is being supplied solely for the information of the intended recipient and may not be used,
disclosed, copied, reproduced, published, or further distributed to any other person, in whole or in part, for any purpose.
Copyright of Housn Golborne INVESTMENTS LIMITED. All rights reserved.
Nothing in this document shall be construed as the giving of investment advice by the Issuer or any other person. If you are
in any doubt as to whether to invest in the Redeemable Shares described herein, you should consult an independent
financial adviser (“IFA”) who is qualified to advise on investments of this nature.
This IS does not constitute a prospectus to which the Prospectus Rules of the Financial Conduct Authority apply. This IS has not been approved by the Financial Conduct Authority or any other regulatory body. You should ensure that you have read and understood all of the accompanying IM before applying for Redeemable Shares. The distribution of this document in certain jurisdictions may be restricted by law, and therefore persons into whose possession this document comes should inform themselves about, and observe, any such restrictions. Any such distribution could result in a violation of the law of such jurisdictions.
Housn Golborne INVESTMENTS LIMITED will issue the Redeemable Shares to fund the delivery of a development site situated at
“Millingford Brook, Golborne, ”. The Redeemable Shares will carry both a fixed annual return and profit share. Each Redeemable
Share issued by the Issuer, of £1,000 each, will be entitled to 2,500th of the net profits available to the Redeemable Share
shareholders from the development and business.
Security
HSN Property Group Holdings Limited will provide the Corporate Guarantee guaranteeing the Capital Sum.
Use of Funds
Housn Golborne INVESTMENTS LIMITED shall invest the proceeds raised from the issue of the Redeemable Shares in the development described in this document, and as appropriate in the course of its day to day business as a property developer and investor.