FAQs - Social Housing

We believe investing requires attention to three key areas:

• RISK: is mitigated through a strategy that has performed consistently for over 60 months and provides a FIXED return to the investor. Sites are already presold to the Retail Partners shown below before even a site is fully acquired, whereby mitigating risk.

• SECURITY: is provided through way Security Trustee who places a debenture and first charge over the company's assets to secure your investment with the development company, which has a track record of over 20yrs.

• EXIT STRATEGY: is entirely dependent on the investor but can be either a one or two-year term that can be rolled over should the client wish to do so.

  • The Fund & Develop With Us investment program offers a unique approach to investment returns. Unlike traditional investments, funds invested in this program can be used multiple times on various projects, rather than only once. For example, when investing in a property with a developer, the developer typically makes a one-time profit of 20-30% when the property is sold.

    However, by investing in the Fund & Develop With Us program, the developer can use the funds to purchase a property, renovate it, and sell it within approximately 3 months. This process can be repeated up to 8 times over the 2 year term, resulting in an average profit of 20-30% per property and a total profit of 160-240%.

    Even if a developer achieves only 50% of their typical profits, the program guarantees fixed returns of 24% over the two-year term, making it an attractive investment option for both the client and the developer.

    In summary, the Fund & Develop With Us investment program offers a unique investment strategy that generates higher profits by allowing developers to use funds multiple times on various projects. This approach provides investors with a fixed return loan note that offers a higher return than other investments.

  • The developer will always look to earn at least a 20 to 30% return on project costs. To calculate this, they utilise developer appraisal software used by all leading developers and agents. The appraisal process is a rigorous one and reflects the continuous drive to achieve the highest professional standards. A thorough due diligence exercise is undertaken on all potential projects, with any concerns resolved before an investment is made. If this is not possible, the investment will not be made.

  • The Property Board makes all investment decisions. The members include all executive directors as well as key parties from the advisory board.

  • The developer has been building and developing sites now for many years, with over 160 projects completed and other sites at various stages of refurbishment that can be viewed at any time.

  • Client funds are held in the limited company that the security trustee holds the first charge and debenture over.

  • The advisory board meets every two weeks to discuss current, ongoing and potential projects. At these meetings, only expenditures and disbursements that are agreed by the advisory board can be utilised.

  • The returns are paid by the development company direct to the client.

  • Development is funded using bank funding occasionally but does not rely solely on it. Bank funding can take time to arrange, up to 3 months. So the developer has developed a multi-sourcing strategy utilising high net worth and sophisticated investors, institutions, and family offices.

  • Funds are utilised to individual properties or small block of apartments that meet the criteria for re-development or conversion.

  • A security trustee has been appointed to represent the interests of the loan note holders. The security trustee holds a first legal charge when a land site or building is purchased, and the security trustee holds a mortgage debenture over the company's assets.

  • As soon as investment funds have been cleared into the developer's bank account, interest on the loan notes begins to accrue. Loan note holders can choose when interest payments are paid to them. The choices available are to be paid every six months or to have interest accrue and be paid after two years.

  • Funds are utilised to buy land and properties for development or conversion in the Midlands and North of England. Roadside retail and North of England.

  • The management team has extensive property sector experience, with the primary owners starting the in this sector over 20 years ago and has now completed over 1000 properties.

  • The company has a large pipeline of potential projects from its extensive network of agents and advisers; this has been built up over many years and is now very extensive.

  • Investors receive a welcome letter and loan note instrument sent directly by the company.

  • The developer invests in the UK, so there is no remittance exchange risk. Funds are received in pound sterling and paid out in pound sterling on project costs and interest payments, and the return on investment is also paid in pound sterling